<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://www.nancymosstherapy.com/new-index</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2025-12-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d08ddda8bb56100011051bd/a72ac5da-cbed-40e5-ba5c-01e596704a94/IMG_5146+2.jpeg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d08ddda8bb56100011051bd/1562957308741-I1Y6NS4V639L29ASDA57/IMG_6058.jpeg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d08ddda8bb56100011051bd/1562769800552-GWO10MO8EE38EY71L2AY/IMG_4648.jpg</image:loc>
      <image:title>Home - Insurance and Payment Information</image:title>
      <image:caption>I am an out-of-network provider, which means I am not contracted with any insurance companies. However, most of my clients are able to receive partial reimbursement from their insurance once their deductible has been met. Typically, insurance covers between 50% and 80% of my fee. If you’re unsure about your insurance benefits, I encourage you to contact your insurance company directly and ask about coverage for an “out-of-network clinical social worker.” If we decide to work together, I will provide you with a detailed invoice (called a superbill) each month. You can submit this to your insurance company to request reimbursement. I will also provide a Good Faith Estimate outlining the expected costs for your sessions. My current fee for a 45-minute individual therapy session is $240. Limited sliding scale is available; contact me for more information.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d08ddda8bb56100011051bd/1562772094468-4ONGQB6CLVUXX2ZU655Q/Hunter+Green.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
  </url>
</urlset>

